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Invoice generator

Fill in your details and line items, watch the invoice take shape, then print it or save it as a PDF. Everything stays in your browser: nothing is uploaded or sent.

Your business

Bill to

Invoice details

Items

Sales tax rules differ by state and city: some services and shipping are taxable and some are not, and rates vary by location. Uncheck "Taxable" on items that should not be taxed and check your state revenue department before charging tax. CentDaily does not decide what is taxable.

Notes

Saving on this device

Off by default. When on, your draft is kept in this browser so you can come back to it. It is not sent to CentDaily or anyone else, the logo is not saved, and anyone who uses this browser could see it, so leave it off on a shared computer.

Opens your browser's print window. Choose "Save as PDF" as the printer to get a file. Turn off headers and footers there for a clean page.

Private by design

This page runs in your browser. The names, addresses and amounts you type, and the logo you choose, are not uploaded or sent to CentDaily or anyone else. If you tick the draft box, they are saved only in this browser's storage on this device until you clear them.

An invoice is a bill, not a tax document. This tool does not give tax, legal or accounting advice, and it does not check that your invoice meets the rules for your business or state. Keep copies of invoices and receipts as records of income and expenses.

Make an invoice in your browser

An invoice is a bill you send to a customer after you do the work or deliver the goods. It says who is billing whom, what was provided, how much is owed and when it is due. This free generator builds one as you type: add your business and client details, list each item with a quantity and rate, and the totals update on the invoice preview. When it looks right, press Print or save as PDF. Your browser's print window opens, and you can pick "Save as PDF" to get a file or print it on paper.

Everything runs in your browser. The names, addresses, amounts and logo you enter are not uploaded or sent to CentDaily or anyone else.

What to put on an invoice

Federal law does not set one required layout for an ordinary business invoice, and some customers or industries have their own rules. A clear invoice usually includes:

Number your invoices in order so you and your client can find them later. The tool starts with "INV-0001" and you can change it.

Discounts, sales tax and amounts already paid

The discount can be a percent or a dollar amount, and it is taken off the subtotal before sales tax. Sales tax is optional. If you enter a rate, the tool applies it only to the items marked "Taxable," after the discount's share for those items.

Sales tax rules vary by state and city. Whether a service, delivery charge or digital product is taxable differs from place to place, and local rates can change with the customer's address. There is no federal sales tax. CentDaily does not decide what is taxable, so check your state's department of revenue before you charge tax. You can find typical rates with the sales tax calculator. If a client has already paid a deposit, enter it under "Amount already paid" and the invoice shows the balance due.

Saving drafts and keeping your data private

By default, nothing is saved: close the page and the invoice is gone. If you tick the draft box, the form is stored in this browser's local storage on this device only, so you can return to it. The logo is not stored, and there is a button to clear the saved draft. Anyone using the same browser profile could see a saved draft, so leave the box unticked on a shared computer.

Records, taxes and getting paid

Keep a copy of every invoice you send and the payment you receive. The IRS expects records that support your income and expenses. Before you pay a contractor of your own, ask for a Form W-9 so you have their taxpayer identification number. If you work for yourself, income from invoices is usually subject to self-employment tax: see the self-employment tax calculator and the margin calculator to check your pricing. This page is general information, not tax, legal or accounting advice.

Frequently asked questions

Is this invoice generator really free and private?

Yes. It is free to use, needs no account, and runs entirely in your browser. Nothing you type is sent to a server. Drafts are saved only if you choose to, and only on your own device.

How do I save my invoice as a PDF?

Press "Print or save as PDF." In the print window, choose "Save as PDF" as the destination, turn off headers and footers for a clean page, and save. The print layout shows only the invoice, not the rest of the web page.

Do I have to charge sales tax on my invoice?

It depends on what you sell and where. Many services are not taxed in some states, while goods usually are. Rules and local rates differ, so check with your state's revenue department. Leave the sales tax box empty or uncheck "Taxable" on items that should not be taxed.

How we calculate

The formula in plain words

Line amount = quantity × rate. Subtotal = sum of the lines. A discount (percent or fixed amount) is subtracted, and tax is applied to the lines you mark as taxable after their share of the discount. Total = subtotal − discount + tax. Balance due = total − amount paid. Due date = invoice date + payment terms in days.

Assumptions and limits

Data and sources

Main sources: IRS: Recordkeeping for small businesses; IRS: About Form W-9, Request for Taxpayer Identification Number; Tax Foundation: State and Local Sales Tax Rates, 2026.

Methodology last reviewed: October 14, 2026. Methodology, rounding and corrections

Sources

The rates, limits and data on this page are based on these publications:

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