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Online course and digital product pricing calculator

Price an online course, ebook, template or other digital product: what you keep from each sale after platform, card, refund, affiliate and ad costs, how many sales cover your costs, and the price that reaches your goal.

Your product

Costs on each sale

The numbers in the boxes are examples. Course and product platforms charge anything from a monthly plan with no per-sale fee to a share of every sale, so use your platform's pricing page. Put a monthly plan into the one-time costs for the months you sell.

Rules to know

  • Only make claims you can back up. The FTC warns that claims about what buyers will earn must not be false or unsupported, and must not make unusual results look typical, such as showing only your best student's income.
  • Affiliates must disclose too. People who promote your product for a commission must say so clearly, as with any paid endorsement.
  • It is taxable income. Sales of digital products are business income; your costs on each sale and to make the product are business expenses.

Estimate the tax on your creator income

You keep per sale

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Costs per sale
Costs as a share of the price
Sales at your expected number
Profit after one-time costs
Sales to cover one-time costs
Price for $10,000 profit at 150 sales

Example numbers until you type your own. Not financial advice.

What this calculator does

Courses, ebooks, templates and presets cost little to deliver, but each sale still loses money to platform and card fees, refunds, affiliate commissions and ads. This calculator shows what you keep from each sale, your profit after the one-time cost of making the product, how many sales cover that cost and the price that reaches the profit you want at the number of sales you expect.

How it is worked out

You keep per sale = price × (1 − platform fee − card fee − refunds − share of sales made by affiliates × their commission) − fixed fee per sale − ad cost per sale. Profit = sales × what you keep − one-time costs. Example: a $99 course with a 5% platform fee, 2.9% + $0.30 for cards, 5% refunds, 20% of sales through affiliates at 30% commission and $10 of ads per sale leaves about $69.99 per sale. 150 sales make about $8,498 after $2,000 of one-time costs; 29 sales cover those costs, and a price of about $111 would reach $10,000.

Choosing a price

Rules to know

The FTC warns sellers of money-making courses and coaching that claims about what buyers will earn must not be false or unsupported, and must not make unusual results look typical. Affiliates who promote your product must disclose their commission. Sales are business income, and your costs are business expenses.

Frequently asked questions

How do I price an online course?

Work out what you keep per sale after all costs, then check how many sales you need at different prices to reach your goal. The calculator does both at once.

Should I use affiliates?

Affiliates can bring sales you would not make alone, but each of those sales leaves you less. Enter the share of sales they make and their commission to see the effect.

What refund rate should I expect?

It depends on the product and your refund policy. Use your own numbers once you have them.

Can I use real student results in my ads?

Only in a way that is truthful and not misleading: do not present unusual results as typical. Check the FTC guidance on earnings claims before you advertise.

How we calculate

The formula in plain words

You keep per sale = price × (1 − platform fee − card fee − refund share − affiliate share of sales × commission) − fixed fee per sale − ad cost per sale. Profit = sales × kept per sale − one-time costs. Sales to cover costs = one-time costs ÷ kept per sale. Price for a goal = ((goal + one-time costs) ÷ sales + fixed fee + ad cost) ÷ (1 − the percentages).

Assumptions and limits

Data and sources

Main sources: FTC: Notice of penalty offenses on money-making claims (2021); FTC: FTC's Endorsement Guides: What People Are Asking; IRS: Gig Economy Tax Center. See all 4 sources under Data sources below.

Methodology last reviewed: October 26, 2026. Methodology, rounding and corrections

Sources

The rates, limits and data on this page are based on these publications:

Markets & investing

Home & mortgage

Taxes & pay

Retirement & savings

Loans & debt

Money & business

Creators

Travel

Money games

Weather & time

Guides